For this month, the Scotiabank Momentum and TD Money Again playing cards shall be coming off earlier than subsequent month’s checklist.
Remember that we nonetheless have the High Money Again Credit score Playing cards web page, which incorporates everlasting and short-term presents in case you want to see a extra full checklist of playing cards, not simply playing cards that provide at the very least 10% money again.
Notice that we’ve cut up up the checklist into short-term (restricted time) and everlasting presents (indefinite, however can finish any time with out discover).
Short-term 10% and above money again presents
These are firms that at present provide 10% money again bonuses with particular finish dates. We listed the playing cards primarily based on the expiry dates of the promotion by placing the latest one on high.
Scotia Momentum Visa Infinite Card
- $120 annual price (first yr price waived for making use of earlier than August 31, 2022)
- $50 annual price for a supplementary cardholder
- Earn 10% money again on all buy within the first 3 months or as much as $2,000 in spending (apply earlier than August 31, 2022)
- Earn 4% money again for each $1 spent on grocery purchases and recurring invoice funds
- Earn 2% money again for each $1 spent on fuel and each day transit
- Earn 1% money again for each $1 spent on all different purchases
- Have at the very least $60,000 in private annual revenue, $100,000 in annual family revenue or $250,000 in property below administration
For the reason that $120 annual price is waived, the online most 10% money again on all spending is $200 (10% x $2,000) money again within the first yr.
- $120 annual price (first yr price waived in case you apply earlier than September 5, 2022)
- $50 annual price for supplementary cardholders
- Earn 10% money again on all purchases (for the primary 3 months, as much as $2,000 in spending or $200 in money again) (apply earlier than September 5, 2022)
- Earn 3% money again on fuel, grocery and recurring invoice funds thereafter (on first $15,000 in annual spending per class, together with the three month bonus promotion)
- Earn 1% money again on all different purchases
- Have at the very least $60,000 in private annual revenue or $100,000 in annual family revenue
For the reason that $120 annual price is waived, the online most 10% money again on all spending is $200 (10% x $2,000) money again within the first yr.
Tangerine Cash-Again Credit score Card
- No annual price
- Earn 15% money again on the primary $1,000 in spending on all purchases or as much as 2 months (apply earlier than September 30, 2022)
- Earn 2% money again on selection of two classes (third selection in case you deposit the money again into your Tangerine Financial savings Account)
- Earn 0.5% money again on all different purchases
Since there is no such thing as a annual price, the whole 15% money again on all spending is $150 (15% x $1,000) money again within the first yr.
- No annual price
- Earn 15% money again on the primary $1,000 in spending on all purchases or as much as 2 months (apply earlier than September 30, 2022)
- Earn 2% money again on selection of two classes (third selection in case you deposit the money again into your Tangerine Financial savings Account)
- Earn 0.5% money again on all different purchases
Since there is no such thing as a annual price, the whole 15% money again on all spending is $150 (15% x $1,000) money again within the first yr.
HSBC Money Rewards MasterCard® (non-QC residents solely)*
- No annual price
- Earn a further 12.5% money again on all purchases for the primary 180 days (as much as $1,000 in complete purchases) (apply by October 31, 2022)
- Earn as much as 14% money again on eligible on-line purchases
- Earn as much as 13.5% money again on eligible fuel, grocery and drugstore
- Earn as much as 13% money again on all different on a regular basis purchases
- Ongoing money again earnings after the primary 180 days:
- 1.5% money again on as much as $6,000 of on-line purchases (together with streaming companies, on-line subscriptions and meals supply)
- 1% money again on fuel, grocery and drugstore purchases.
- 0.5% money again on (nearly) the whole lot else
- *Phrases and Circumstances apply
- ®/TM Mastercard is a registered trademark, and the circles design is a trademark of Mastercard Worldwide Integrated. Used pursuant to license.
Since there is no such thing as a annual price and the very best money again class provides 14% money again on $1,000 in spending, there’s a most of $140 (14% x $1,000) money again within the first yr.
HSBC Money Rewards Mastercard (QC residents solely)*
- No annual price
- Earn $125 money again on preserving account open and lively for six months (apply by October 31, 2022)
- Earn 1.5% money again on as much as $6,000 of on-line purchases (together with streaming companies, on-line subscriptions and meals supply)
- Earn 1% money again on fuel, grocery and drugstore purchases.
- 0.5% money again on (nearly) the whole lot else
- *Phrases and Circumstances apply
- ®/TM Mastercard is a registered trademark, and the circles design is a trademark of Mastercard Worldwide Integrated. Used pursuant to license.
Since there is no such thing as a annual price, there’s a $125 money again with none spending requirement within the first yr.
BMO CashBack World Elite MasterCard
- $120 annual price (waived the primary yr for making use of earlier than December 6, 2022)
- Earn 10% money again on all buy within the first 3 months or as much as $2,000 in spending (apply earlier than December 6, 2022)
- Earn 1.5% money again on all purchases
- Have at the very least $80,000 in private annual revenue or $150,000 in annual family revenue
For the reason that $120 annual price is waived, the online most 10% money again on all spending is $200 (10% x $2,000) money again within the first yr.
Everlasting 10% and above money again presents
Under are the businesses who at present provide everlasting 10% bonuses. A everlasting provide signifies that there is no such thing as a finish date on the promotion, nevertheless it additionally signifies that it could finish any time with out discover.
For this checklist, we’ve listed the bank cards in alphabetical order.
American Specific SimplyCash Most well-liked Card
- $99 annual price
- No annual price for a supplementary cardholder
- Earn 10% money again on all purchases within the first 4 months or as much as $4,500 on all purchases (whichever comes first)
- Earn 2% money again on all different purchases and when the ten% bonus ends
With a $99 annual price, the online most 10% money again on all spending is $351 (10% x $4,500 – $99) money again within the first yr.
- No annual price
- Earn 10% money again on eating places and bars purchases on as much as $500 in spending or throughout the first 4 months (whichever comes first)
- Earn 4% money again on eating places and bars (after the bonus provide expires)
- Earn 1.5% money again on fuel, groceries, drugstore purchases and pre-authorized funds
- Earn 0.5% money again on all different purchases
- Have at the very least $15,000 in private annual revenue
There isn’t any annual price, so the online most 10% money again on restaurant and bars spending is $50 (10% x $500) money again within the first yr.
Additionally, be aware that we even have two different high month-to-month lists ongoing:
Did we miss any bank cards? Please tell us within the remark part under!
