EazyDiner in partnership with IndusInd Financial institution has not too long ago launched a eating bank card on Visa platform to faucet the section that enjoys eating at eating places.
The EazyDiner IndusInd Credit score Card offers deep reductions on eating payments to cardholders and that is finished via EazyDiner Prime membership & reductions when paid via the co-brand card on the PayEazy platform contained in the Eazydiner app.
If you happen to’re a frequent diner, you’ve simply discovered the perfect eating bank card in India or on this planet for that matter. Let’s see how and why!
Overview
| Sort | Eating Credit score Card |
| Reward Fee | Upto 50% Off on Eating + upto 2% rewards on spends |
| Annual Payment | 1,999 INR+GST |
| Finest for | EazyDiner reductions & film profit |
| USP | Redeeming RP’s on EazyDiner App straight |
I’ve been ready for a eating bank card for fairly a while as a result of this is without doubt one of the main out-of-pocket expense for me after I journey. Whereas my stays are taken care by reward factors, meals bills are at all times payable.
So it’s pretty to see a card that has the flexibility to walk-in to a fine-dining restaurant, get pleasure from a wholesome meal and stroll out with zero out-of-pocket spends.
Feels like a magic isn’t it? Nicely, it’s not. If you happen to’re questioning how, right here’s the whole overview of EazyDiner IndusInd Financial institution Credit score Card.
Charges
| Becoming a member of Payment | 1,999 INR+GST |
| Welcome Profit | EazyDiner Prime & 2 extra advantages (as under) |
| Renewal Payment | 1,999 INR+GST |
| Renewal Profit | EazyDiner Prime & 2 extra advantages (as under) |
| Renewal Payment waiver | Nil |
We get 3 welcome advantages with the cardboard and listed below are they:
- EazyDiner Prime Membership: Provides ~25% low cost at most eating places in metro cities. (value ~2500 INR, offsets the price)
- EazyPoints (2000 Factors): It’s the EazyDiner foreign money and the worth is dynamic, ideally value ~400 INR in low use case, however may be valued way more should you dine rather a lot.
- Postcard Resort Voucher (5000 INR): Postcard inns are bit costly, so you might assume that the voucher form of covers your meals element throughout the day.
As you may see, the EazyDiner Prime membership is the first welcome profit and is completely value it. Whereas 2000 EazyPoints is ok, it will be good if it was 2000 common factors.
Postcard Resort voucher of 5K INR is nice however not ample sufficient to encourage redemptions, as these inns normally price north of 30K INR an evening.
Rewards
The EazyDiner IndusInd Credit score Card comes with two kinds of rewards:
- EazyDiner Rewards: They’re known as EazyPoints, earned on eating & few different actions. Robust to earn, as we have to spend that a lot with EazyDiner.
- IndusInd Rewards: They’re the common IndusInd Reward Factors however can’t be redeemed on IndusMoments. These factors could be redeemed in realtime in opposition to the restaurant invoice on EazyDiner via PayEazy platform.
Under are the IndusInd Rewards earn charges on various kinds of spends finished via EazyDiner bank card.
| SPEND TYPE | Description | REWARDs | REWARD RATE |
|---|---|---|---|
| Accelerated Spends | Buying, eating and leisure | 10 RP’s on each 100 INR | 2% |
| Common Spends | Besides gasoline | 4 RP’s on each 100 INR | 0.8% |
- 1 Reward Level = 0.20 INR (redeemable on app, to pay restaurant invoice)
- 1 EazyPoint = 0.20 – 1 INR (Dynamic, redeemable on app for choose vouchers)
- 3X EazyPoints on eating spends.
“Buying” refers to each on-line/offline purchasing, although the problem is that some retailers in India don’t categorise their retailer correctly.
However I hope it really works as anticipated.
If you happen to’re in a doubt, you might at all times do a check transaction earlier than going for a excessive worth txn. Luckily, IndusInd Financial institution experiences the service provider class kind for each txn within the bank card assertion.
PayEazy Profit
- Further 25% Off on the Eating invoice
- Max Cap: Rs.1000 per invoice (Invoice worth equal: Rs.4000)
- Cooling interval between transactions: 2 hrs
- No min. spend requirement
Other than the EazyDiner Prime profit, you get further 25% low cost on paying via PayEazy. That is an important profit to maximise your financial savings on the cardboard.
EazyDiner has been fairly aggressive on PayEazy linked provides already and the 25% off (with out month-to-month limits) on high of 25% off through EazyDiner Prime is certainly an exquisite deal that may give you a pleasant ~45% financial savings on the invoice.
If you happen to suppose that’s nice, properly, it doesn’t finish there!
You possibly can as properly redeem your reward factors gathered on this card for paying the remaining invoice. For a invoice quantity of 3000 INR, the numbers look one thing like this:
| Invoice Quantity | 3,000 INR |
| Low cost: 25% off on EazyDiner Prime | – 750 INR (Internet financial savings: 25%) |
| Low cost: 25% off on PayEazy | – 550 INR (Internet financial savings: 45%) |
| Redemption: Reward Factors | – 1700 INR (Internet financial savings: 100%) |
| Payable | 0 INR |
So in above instance, 100% of the invoice worth is taken care by “rewards” and “reductions” if used proper.
Be aware that to earn reward factors value 1700 INR, spends of about 85,000 INR is required underneath “Buying/Eating/Leisure” class, as the cardboard offers 2% return as seen earlier than.
If you happen to suppose spending that a lot on card isn’t simple for you, by no means thoughts, you continue to save ~45% on the invoice, which in itself is big should you’re eating often.
Airport Lounge Entry
| ACCESS TYPE | ACCESS VIA | ACCESS LIMIT |
|---|---|---|
| Home | Visa | 2 / Qtr |
That is the standard complimentary airport lounge profit you get on any Visa Signature Credit score Card. So the identical applies right here as properly. Supplementary playing cards will get the lounge entry profit as properly, individually.
BookMyShow Supply
- Supply: 2 free film tickets a month [400 INR Value]
- Max. Cap: Rs.200/ticket
- T&C: Can ebook single (or) double tickets at a time.
Surprisingly, that is not a Buy1 Get1 Supply – we get the ticket fully free (comfort price relevant). It is a superb profit which works just like the one on Pioneer Heritage Metallic Credit score Card and SBI Aurum Credit score Card.
This film profit alone offers us a candy 4800 INR financial savings a yr.
Different Advantages
- Complimentary Beverage: Complimentary premium alcoholic beverage at over 200 eating places.
- EazyDiner Concierge line: +91-7861004445
- Foreign exchange Markup Payment: 3.5%+GST
- Add-on Playing cards: Upto 5 add-on playing cards as complimentary with the cardboard
Is it for you?
The Eazydiner IndusInd Credit score Card is a MUST have for the primary 2 causes listed under and GOOD to have for the final 2 causes:
- If you happen to’re eating out greater than twice a month
- If you happen to keep at luxurious inns
- If you happen to watch films
- Simply to have an IndusInd Credit score Card (to avail provides or maintain the credit score line)
In my case, I usually don’t dine-out each month however after I journey I’ve to dine-out usually. Throughout my current journeys this yr, I needed to pay for at-least 10 meals at luxurious inns as I keep there. (because of bank card factors free of charge stays).
So I’ve been utilizing EazyDiner provides on IndusInd Playing cards even earlier than as you may see under:
However the issue was once the current limitation on coupon utilization (1 per 15 days) which doesn’t enable me to benefit from the reductions for your complete journey.
Now with the EazyDiner Credit score Card, there aren’t any such limitations and so I can dine with ~45% low cost on each invoice.
On different facet, should you dine out solely a couple of times a month, the Eazydiner Prime membership together with different PayEazy reductions are ample.
Getting the Card
- Contemporary Card: It’s possible you’ll apply on-line on IndusInd web site (or) through department.
- Improve: If you happen to already maintain an IndusInd Credit score Card, name buyer assist and request for an improve.
- Minimal Credit score Restrict: 75,000 INR
IndusInd Financial institution ideally takes ~3 weeks to course of the offline functions, on-line functions could possibly be bit sooner.
My Expertise
I not too long ago utilized for EazyDiner Credit score Card and the cardboard was delivered in approx. ~2 weeks from the date of utility.
I received entry to the digital card (some new system for this) few days earlier than supply however for the cardboard to replicate on app & net-banking I needed to hyperlink it once more through net-banking and that provides full entry to the cardboard controls.
The cardboard is available in a pleasant bundle that homes the welcome letter, card advantages information, Postcard inns voucher, coasters (2 black, 2 white), and many others. Listed below are some pics.
The entrance face of the cardboard appears good with easy and fashionable design parts. I’ve simply began utilizing the cardboard and can cowl the detailed hands-on expertise in a while.
Backside line
Total the EazyDiner IndusInd Financial institution Credit score Card is a tremendous card to save lots of big on eating spends and I hope it is going to actually “revolutionize” the section, as they are saying so.
Whereas the reductions are nice, it will have been lot higher if we had the next earn price on card spends. However properly, with so many advantages loaded on a card that doesn’t have a direct competitor in the intervening time, I believe it’s tremendous.
The Prime profit + PayEazy low cost is value rather a lot and even should you don’t avail them, the film profit alone might help you cowl the price “twice”. So it is sensible for many to carry one.
What’s your ideas on EazyDiner IndusInd Credit score Card? Be at liberty to share within the feedback under.
